InstaPay Caps and How They Apply Here
InstaPay is governed by Bangko Sentral ng Pilipinas rails, and each participating bank or e-wallet sets its own ceiling within that framework. For GCash and Maya users, the per-transaction cap and the daily aggregate are two separate figures — hitting one does not reset the other. On the taya365a side, your account tier also shapes what clears: a fully verified account with
a confirmed mobile number and a matched ID passes larger amounts than an unverified one. If a transfer gets held, it is almost always because the sending wallet's daily limit was already reached, not an issue on our end. Check your GCash or Maya app for your current remaining allowance before you send.